# Worthy Help Center

> Help center for Worthy

## Getting Started

- [How do I create an account?](https://support.worthybonds.com/en/articles/9687315-how-do-i-create-an-account.md)
- [Which account type should I choose?](https://support.worthybonds.com/en/articles/9687401-which-account-type-should-i-choose.md)
- [Can I sign up using an AFO, APO or AA address?](https://support.worthybonds.com/en/articles/2620456-can-i-sign-up-using-an-afo-apo-or-aa-address.md): We support our military personnel, wherever they are.
- [Am I opening a brokerage account?](https://support.worthybonds.com/en/articles/1471035-am-i-opening-a-brokerage-account.md): What kind of account am I opening?
- [Who determines if I am an accredited or unaccredited investor?](https://support.worthybonds.com/en/articles/3101692-who-determines-if-i-am-an-accredited-or-unaccredited-investor.md): Does Worthy determine if someone is an accredited investor or not?
- [Onboarding to Worthy!](https://support.worthybonds.com/en/articles/8571266-onboarding-to-worthy.md): It's safe and easy to get started with Worthy!
- [What is Dwolla?](https://support.worthybonds.com/en/articles/1409833-what-is-dwolla.md)

## Account and Login

- [How do I reset my password?](https://support.worthybonds.com/en/articles/2495021-how-do-i-reset-my-password.md): Where to find the "Forgot password" link
- [How do I update my email address?](https://support.worthybonds.com/en/articles/9617244-how-do-i-update-my-email-address.md)
- [My personal information has changed. What do I do?](https://support.worthybonds.com/en/articles/9688758-my-personal-information-has-changed-what-do-i-do.md)
- [How do I list a contingent beneficiary on my account?](https://support.worthybonds.com/en/articles/9617290-how-do-i-list-a-contingent-beneficiary-on-my-account.md)
- [How do I list a Trust as the beneficiary of my account?](https://support.worthybonds.com/en/articles/9617301-how-do-i-list-a-trust-as-the-beneficiary-of-my-account.md)
- [Why was my account deactivated?](https://support.worthybonds.com/en/articles/3326772-why-was-my-account-deactivated.md): Why can’t I view my dashboard?

## Investing and Transactions

- [How is compound interest calculated?](https://support.worthybonds.com/en/articles/9617303-how-is-compound-interest-calculated.md)
- [I purchased bonds. Why aren't they in my Worthy account yet?](https://support.worthybonds.com/en/articles/9617240-i-purchased-bonds-why-aren-t-they-in-my-worthy-account-yet.md)
- [Why is my transaction still pending?](https://support.worthybonds.com/en/articles/1409840-why-is-my-transaction-still-pending.md): Is it normal for my transfer to not be processed after several days?
- [How do I cancel my transaction?](https://support.worthybonds.com/en/articles/3130280-how-do-i-cancel-my-transaction.md): Am I able to stop a pending transfer?
- [When should I expect my first interest to accrue?](https://support.worthybonds.com/en/articles/1827388-when-should-i-expect-my-first-interest-to-accrue.md): When will I see my interest in my account?
- [Can I withdraw only my interest?](https://support.worthybonds.com/en/articles/2656236-can-i-withdraw-only-my-interest.md): How can I access the interest without selling bonds?
- [What is an accredited and non-accredited investor?](https://support.worthybonds.com/en/articles/1471022-what-is-an-accredited-and-non-accredited-investor.md)
- [I made a withdrawal. Where is my money?](https://support.worthybonds.com/en/articles/9617220-i-made-a-withdrawal-where-is-my-money.md)
- [Where do the bonds reside?](https://support.worthybonds.com/en/articles/1471036-where-do-the-bonds-reside.md): Do I receive a physical copy of the bond \(s\) I’ve purchased?
- [How many bonds can I buy?](https://support.worthybonds.com/en/articles/1471024-how-many-bonds-can-i-buy.md): Is there a platform limit as to how much I can invest?
- [What's the difference between Worthy Property Bonds 1 and WPB2?](https://support.worthybonds.com/en/articles/8070208-what-s-the-difference-between-worthy-property-bonds-1-and-wpb2.md)
- [Do bonds sell out? What then?](https://support.worthybonds.com/en/articles/5017382-do-bonds-sell-out-what-then.md): Why can’t I purchase bonds in a closed offering?
- [Am I able to select the company in which I am investing my funds?](https://support.worthybonds.com/en/articles/5030439-am-i-able-to-select-the-company-in-which-i-am-investing-my-funds.md): Can I pick and choose the bonds I want to purchase?
- [Will My Bonds Change In Value?](https://support.worthybonds.com/en/articles/3356773-will-my-bonds-change-in-value.md): Will the value of the bonds change?
- [In which countries are Worthy Bonds available?](https://support.worthybonds.com/en/articles/2419499-in-which-countries-are-worthy-bonds-available.md): Can I buy Worthy Bonds in my country?
- [Do Worthy Bonds accrue at compounded or simple interest?](https://support.worthybonds.com/en/articles/1471018-do-worthy-bonds-accrue-at-compounded-or-simple-interest.md): Do I earn interest on my interest?
- [Can anyone buy Worthy bonds?](https://support.worthybonds.com/en/articles/1471023-can-anyone-buy-worthy-bonds.md)
- [Why can't Worthy \(as a bond issuer\) sell during a review?](https://support.worthybonds.com/en/articles/9509596-why-can-t-worthy-as-a-bond-issuer-sell-during-a-review.md)
- [Gifting bonds](https://support.worthybonds.com/en/articles/8489841-gifting-bonds.md): The exciting new way to show someone is Worthy!
- [Who can receive a gift bond?](https://support.worthybonds.com/en/articles/8619505-who-can-receive-a-gift-bond.md)
- [What are Worthy Property Bonds II?](https://support.worthybonds.com/en/articles/8069951-what-are-worthy-property-bonds-ii.md): Information about our newest bond offering!
- [What are Worthy Property Bonds?](https://support.worthybonds.com/en/articles/6128599-what-are-worthy-property-bonds.md): Information about our newest bond offering!
- [Transaction activity and history](https://support.worthybonds.com/en/articles/6155968-transaction-activity-and-history.md)
- [Cancel your bond purchase](https://support.worthybonds.com/en/articles/8156799-cancel-your-bond-purchase.md)
- [Do these bonds come with risk?](https://support.worthybonds.com/en/articles/5030717-do-these-bonds-come-with-risk.md): Could I lose my money?
- [Understanding the 90-Day Holding Period for Gifted Worthy Bonds](https://support.worthybonds.com/en/articles/8470889-understanding-the-90-day-holding-period-for-gifted-worthy-bonds.md)
- [Why did my transaction fail?](https://support.worthybonds.com/en/articles/1409852-why-did-my-transaction-fail.md): Why didn’t my transfer go through?
- [Is there a feature that auto-purchases a bond once I’ve accumulated $10 in interest?](https://support.worthybonds.com/en/articles/5031158-is-there-a-feature-that-auto-purchases-a-bond-once-i-ve-accumulated-10-in-interest.md): What happened to the interest- reinvestment option?
- [Is my Worthy account FDIC insured?](https://support.worthybonds.com/en/articles/2529696-is-my-worthy-account-fdic-insured.md): Are Worthy Bonds insured?

## Bank accounts

- [I received an email about my microdeposit transactions clearing, but I do not see them in my bank account.](https://support.worthybonds.com/en/articles/2420301-i-received-an-email-about-my-microdeposit-transactions-clearing-but-i-do-not-see-them-in-my-bank-account.md): When can I enter my microdeposits?
- [Why do I need to connect a bank account?](https://support.worthybonds.com/en/articles/2643797-why-do-i-need-to-connect-a-bank-account.md): How are bank account details secured?
- [I am receiving errors when connecting my bank with Instant Verification?](https://support.worthybonds.com/en/articles/6136873-i-am-receiving-errors-when-connecting-my-bank-with-instant-verification.md): Receiving server errors or informed to check bank's security settings when connecting bank account
- [Is my banking information protected?](https://support.worthybonds.com/en/articles/5031308-is-my-banking-information-protected.md): How are bank account details secured?

## Tax documents

- [2025 Tax information](https://support.worthybonds.com/en/articles/8868699-2025-tax-information.md): How to locate and download your 1099-INT
- [Is interest taxable?](https://support.worthybonds.com/en/articles/1471030-is-interest-taxable.md): How is the interest taxed?

## Referral program

- [Is there a referral program?](https://support.worthybonds.com/en/articles/2419644-is-there-a-referral-program.md): Can I refer others to Worthy and earn rewards?

## Roundups and Recurring Investments

- [What are Roundups? How do they work?](https://support.worthybonds.com/en/articles/2440497-what-are-roundups-how-do-they-work.md): What is a roundup, anyway?
- [What are Recurring investments? How do they work?](https://support.worthybonds.com/en/articles/4104032-what-are-recurring-investments-how-do-they-work.md): Is there a feature which will automatically schedule bond purchases for me?
- [Do the Roundups alter the transactions on my bank or credit card account statement?](https://support.worthybonds.com/en/articles/1697745-do-the-roundups-alter-the-transactions-on-my-bank-or-credit-card-account-statement.md)
- [How much can I expect the monthly totals of the Roundups to be?](https://support.worthybonds.com/en/articles/1697737-how-much-can-i-expect-the-monthly-totals-of-the-roundups-to-be.md)
- [Why was my monitoring account removed?](https://support.worthybonds.com/en/articles/5031272-why-was-my-monitoring-account-removed.md): Why did I receive an email saying my monitoring account was detached?
- [Easy Ways to Build Your Nest Egg](https://support.worthybonds.com/en/articles/7031235-easy-ways-to-build-your-nest-egg.md)
- [What if I change my mind? Can I stop or pause my Roundups or Recurring investments?](https://support.worthybonds.com/en/articles/1697738-what-if-i-change-my-mind-can-i-stop-or-pause-my-roundups-or-recurring-investments.md): Do I have to keep my roundups activated? What about recurring investments?

## Security

- [What is Dwolla, and how does Dwolla protect customers’ data?](https://support.worthybonds.com/en/articles/1409860-what-is-dwolla-and-how-does-dwolla-protect-customers-data.md): How is Dwolla protecting my information?
- [What is Plaid?](https://support.worthybonds.com/en/articles/5031261-what-is-plaid.md)
- [I've been notified of a login on an unrecognized device. What should I do?](https://support.worthybonds.com/en/articles/9621512-i-ve-been-notified-of-a-login-on-an-unrecognized-device-what-should-i-do.md)

## Company information

- [What's the difference between a corporate bond and Worthy Property Bonds?](https://support.worthybonds.com/en/articles/1471037-what-s-the-difference-between-a-corporate-bond-and-worthy-property-bonds.md)

## General FAQ

- [🎉 Introducing Worthy 2.0!!!](https://support.worthybonds.com/en/articles/7160220-introducing-worthy-2-0.md)
- [What are bonds?](https://support.worthybonds.com/en/articles/8363990-what-are-bonds.md): Your guide to understanding Worthy Bonds
- [How does Worthy make money?](https://support.worthybonds.com/en/articles/2419551-how-does-worthy-make-money.md): What's the business model?
- [Why real estate?](https://support.worthybonds.com/en/articles/8364293-why-real-estate.md)
- [Are there any fees or penalties?](https://support.worthybonds.com/en/articles/2419477-are-there-any-fees-or-penalties.md): Do I get penalized for withdrawing early?
- [I already own Stocks and ETF’s, why should I buy bonds?](https://support.worthybonds.com/en/articles/1471016-i-already-own-stocks-and-etf-s-why-should-i-buy-bonds.md): Why should I purchase private bonds over stocks?