Worthy accounts must have a valid funding source linked at all times for both regulatory and practical reasons. Put simply, your funds belong to you, and it's vital that we have a way to return funds to you at any time. We can only ensure this capability when you've linked a funding source.

We take data security extremely seriously, and we never see or store your online banking credentials (for Instant Account Verification) or your account and routing numbers (for Microdeposit Verification). We rely on our banking and payments provider partners to secure your information (it's their specialty, after all!), and we only receive a token that identifies your account in their systems.

This means we at Worthy cannot ever see your online banking credentials or account and routing numbers, even if we tried!